Recent Articles

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What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)

Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.

Published on 11/06/2025

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Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why

The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.

Published on 10/29/2025

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Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data

The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.

Published on 10/22/2025

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Gen Z and the Dream of Homeownership: Adapting to a Challenging Market

A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.

Published on 10/15/2025

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Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform

On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.

Published on 10/10/2025

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Mortgage Rates Holds Steady After Weak Jobs Report

On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.

Published on 10/01/2025

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3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

Published on 09/26/2025

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Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)

After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.

Published on 09/19/2025

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Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?

The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.

Published on 09/12/2025

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Conquer Commercial Loan Hurdles with Ventura's Unison Financial Solutions

Facing challenges in securing a commercial loan? Ventura’s Unison Financial Solutions offers tailored strategies to help you navigate obstacles and achieve your goals.

Published on 09/08/2025

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Overcome Commercial Loan Challenges with Carpinteria's Unison Financial Group

Facing hurdles with commercial loans? Unison Financial Group in Carpinteria offers expert guidance to help you navigate challenges and secure your dream property.

Published on 09/08/2025

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Mastering Commercial Loan Hurdles with Goleta's Unison Financial Group

Navigating commercial loans can be tough, but with Unison Financial Group, you'll gain expert guidance to turn challenges into opportunities for success.

Published on 09/08/2025

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Conquering Commercial Loan Hurdles with Montecito's Unison Financial Group

Facing challenges in getting a commercial loan? Montecito's Unison Financial Group simplifies the process, turning hurdles into stepping stones for your home dreams.

Published on 09/08/2025

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Navigate Commercial Loan Challenges with Santa Barbara's Unison Financial Group

Facing hurdles with your commercial loan? At Unison Financial Group, we turn obstacles into stepping stones, guiding you to funding success with ease and expertise.

Published on 09/08/2025

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Navigate Homebuying Challenges with Ventura’s Trusted Loan Specialists at Unison

Facing homebuying hurdles? Don’t worry! Our loan specialists at Unison in Ventura are here to turn your challenges into stepping stones. Let’s make it happen!

Published on 09/08/2025

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Discover Your Path to Homeownership in Carpinteria with Unison Financial Group

Struggling with homebuying hurdles? Unison Financial Group offers personalized solutions to make owning your dream home in Carpinteria a reality.

Published on 09/08/2025

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Navigate Homebuying with Ease: Goleta’s Own Unison Financial Group Will Guide You!

Buying a home doesn’t have to be stressful! Unison Financial Group is here to clear the path, tackle your worries, and help make your dream home a reality.

Published on 09/08/2025

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Navigate Homebuying Hurdles with Unison: Your Montecito Mortgage Ally!

Facing homebuying challenges? Unison offers expert guidance and resources to help you unlock your dream home in Montecito. Don't navigate alone; let us assist you.

Published on 09/08/2025

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Navigate Your Homebuying Challenges with Unison Financial Group in Santa Barbara

Facing tough homebuying challenges? Let Unison Financial Group lend a hand! We simplify the process, making your dream home feel closer than ever.

Published on 09/08/2025

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Master Investment Loans with Unison Financial Group in Ventura Today

Navigating investment loans can be tough. Let Unison Financial Group guide you through the process so you can confidently secure your financial future today.

Published on 09/07/2025