Unison Financial Group has been providing our customers with Santa Barbara home loans for over 19 years. We make the home buying process simple and convenient by matching each customer with the perfect, affordable home loan. Whether you're a first-time buyer or an experienced investor, Unison Financial Group has a wide variety of innovative home loan programs designed to help you finance your property on terms that best fit your needs.
Contact us today to learn more about our Santa Barbara home loans.

Conforming Home Loans:

We arrange purchase, refinance, and cash out loans on owner and non-owner occupied properties, including second homes. Current lending limits are as follows:

Jumbo Home Loans:

Based in Santa Barbara, California, where the average home price is far greater than the rest of the nation, we understand the Jumbo home loan market better than most. As a result, we have the knowledge and expertise to provide you with home loans that are typically far more affordable than your traditional bank loan. Contact us today to see how we can help you.

Unison Financial Group represents several lenders that specialize in Jumbo loans and we carry all types of Jumbo home Loans, from 1-year adjustable rate mortgages to 5-year adjustable rate mortgages, and of course 30-year fixed. We provide Jumbo loans for both owner and non-owner occupied properties.

Home Equity Loans and Line of Credit:

Do you need to tap into your Santa Barbara home's equity to pay off debts or make a major purchase? A home equity loan is a fixed or adjustable rate loan that is secured by the equity in your home. A Home Equity Line of Credit, an open ended loan that can be paid down or charged up for the term of the loan, is another great option for many people.

 

Home Refinancing: OBTAIN EXTRA CASH
AND PAY OFF DEBTS

Lock in a fixed low payment today while Santa Barbara home loan rates are at historic lows. Unison Financial Group also carries loan programs with no points and loans where we pay the non-recurring closing costs at close of escrow. Contact us today to learn about these special programs.

Contact Unison Financial Group today to find the perfect home loan for your situation!